Because money behaviour is never just behaviour — it’s a form of communication.
70% of your decissions
Did you know that 70% of your financial decisions are unconsciously influenced by your past? Many people believe their money behaviour is purely logical: you earn, you spend, you save and maybe invest a bit — simple, right?
Not quite.
Beneath that behaviour lies a deeper layer. What you do with money is a language.
A way of communicating with yourself — and with the world around you.
And just like every language, money has its own grammar, vocabulary and hidden patterns.
The language of money
Money touches everything — your upbringing, your beliefs, your self-image.
Maybe you grew up hearing things like:
• “Be happy with what you have.”
• “You have to work hard for every penny.”
• “Money should circulate.”
• “Taking care of yourself is selfish.”
These phrases may sound harmless, but they form your inner dictionary.
They shape what you see as normal, what you believe you’re worth, and what you allow yourself to spend money on — or not.
This creates a personal money language that silently guides your behaviour.
The good news? You can learn to understand it — and rewrite it.
Does this sound familiar?
• You find it difficult to spend money on yourself, yet helping others comes easily.
• You save diligently but never truly feel safe.
• You crave freedom but don’t dare to take financial risks.
If this resonates, it’s time to learn to understand your money language.
My story
And believe me, I know what that feels like.
About ten years ago, I was a successful lawyer in my thirties with everything seemingly in order.
A good salary, a solid budget, a beautiful home.
And yet, I constantly felt restless about money.
I felt trapped in my own financial security.
When I later started exploring my own money story, the core became clear:
• I had grown up with the belief that financial security must always come first.
• Every risk felt like a threat — even when it was an opportunity.
That was a pattern I would later completely turn around (I’ll share more about that in a future newsletter).
“Financial freedom doesn’t start with earning more. It starts with understanding better.”
It was only when I recognised and rewrote that pattern that I dared to use money in ways that enriched my life. I decided to create a plan to leave my career as a lawyer — something I’d been dreaming of for years.
And surprisingly, as I took those big steps, my sense of financial peace grew stronger.
🔧 Discover your money phrases
Grab a pen and paper (or your phone notes) and answer these three questions:
1. What did you often hear about money growing up?
2. What do you currently believe about earning, spending and saving?
3. What do you tell yourself when you’re about to make a financial decision?
➡️ Write down 5 to 10 phrases. These are your personal money sentences.
Some empower you. Others hold you back.
Choose one that limits you — and rewrite it consciously.
For example:
• From: “I can only spend money when everything feels certain.”
• To: “I can invest in myself, even when it feels scary — that’s how I grow.”
Write your new phrase on a post-it note and stick it to your mirror, laptop or banking app.
Let your new money language sink in every single day.
✨ What this creates
Becoming aware of your money language opens up space. For new choices. For calm. For growth.
Because money isn’t just a tool to pay bills — it’s a mirror. It reflects how you show up in life.
And the best part? Language can be learned — and changed. So can your money language.
🎯 Do you recognise yourself in this? You’re definitely not alone.
Would you like to change this? Contact me to explore your money story together and book your introduction. Together we will unravel your money story so you can start making financial choices that align. From a place of calm, clarity and confidence.