Robyn is in her late twenties, a solicitor at a big firm. Smart, driven, and successful. She earns a great salary, saves regularly, and has no debt.
And yet...
When it comes to money, she’s stuck in waiting mode.
“I really want to start investing, but I have no idea where to begin.”
“I want to become financially independent, but now’s just not the right time.”
“I want to feel more in control, but… first I need to get through this busy period.”
She wants to get it right — so much so, that she ends up doing nothing at all. Behind every delay lies something deeper than laziness: doubt, perfectionism, and a quiet fear of getting it “wrong”.
🔍 What’s really going on
Robyn grew up in a household where money was always available — but never really talked about. Things were ‘sorted’ — and also silent. Taking charge of your finances was something for later. Or for someone else.
She absorbed subtle messages like:
👉 “Make sure everything is in order.”
👉 “Be clever about it.”
👉 “Don’t make mistakes.”
And so she unknowingly sets a very high bar for herself — where every move has to be thought through ten times over. Until she freezes.
🔍 Why you delay things, even when you're smart and capable
I see this so often in my coaching work — especially with high-achieving young professionals like Robyn.
Not because they can’t do it.
Because they think they shouldn’t do it until it’s perfect.
In my Money Awareness & Transformation Model™, we explore:
- The hidden money messages you grew up with
- How these shape your confidence around money
- What your deeper values are
- How to rebuild a money relationship that supports those values
💡 What Robyn discovered
During our sessions, Robyn realised her fear wasn’t about losing money —
it was about losing her perfect picture. And she had internalised the idea:
“If I mess this up, maybe I’m not as smart as I think I am.”
She had linked her money decisions to her self-worth. That connection? It paralysed her. Once she saw that, everything softened.
✨ From delay to momentum
Together, we worked through it:
🔹 She mapped out her financial habits — without judgement
🔹 She practised making small, concrete money decisions — without needing them to be perfect
🔹 She learned that doing can matter more than doing it right
She started with a simple investing step. Set up a monthly money check-in. And began making decisions based on her values — not on an imagined flawless plan.
🎯 One practical tip for you
Ask yourself:
👉 “Which part of my money behaviour do I keep putting off — and why?”
And even more importantly:
👉 “What story do I tell myself around it?”
Chances are — it’s not really about money. It’s about permission. Self-trust. Space to breathe.
🙋♀️ What if you could start — without needing it to be perfect?
Money often brings up doubt, pressure or delay.
But you don’t have to wait for the right moment to make a shift.
👉 Small steps lead to big change.
👉 Your freedom starts with clarity.
💬 Ready to unravel your money patterns and take action in a way that fits you?
Book a free introductory session via this link. Let’s explore together where you’re holding yourself back — and how to move through it.